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Florida condo compliance, explained

Milestone inspections, SIRS reserve studies, and 40-year recertification — the structural rules for South Florida condos and co-ops in plain English, with links to the actual laws.

Reviewed 2026

Statewide · Fla. Stat. §553.899

The milestone inspection is a mandatory structural safety inspection created by Senate Bill 4-D in 2022 after the Champlain Towers South collapse in Surfside, and refined by SB 154 (2023), HB 1021 (2024), and HB 913 (2025). It is codified in Florida Statute §553.899 and applies in every Florida county.

Who it applies to

  • Condominium and cooperative buildings that are three or more habitable stories.
  • Single-family homes and duplexes are exempt.

When it is due

  • 30 years after the certificate of occupancy — then every 10 years.
  • Coastal jurisdictions (within three miles of the coast) may require the first inspection at 25 years; your local building department confirms which applies.

How it works

  • Phase 1 — a visual inspection by a Florida-licensed engineer or architect.
  • Phase 2 — triggered only if Phase 1 finds substantial structural deterioration; closer, sometimes invasive, evaluation and a repair plan.
  • The report goes to the association and the local building official, and a summary goes to every unit owner.
Where RESTOR'D fits: once your engineer documents the required repairs, we turn that sealed scope into a permitted, recertified building — and advise where investing further pays off.

Statewide · Fla. Stat. §718.112(2)(g)

A SIRS is a reserve-planning study required for the same 3-story-plus condo and co-op buildings, at least every 10 years. It inventories the building's major components, estimates each one's remaining useful life and replacement cost, and sets a plan to fund those repairs — so associations aren't caught without reserves when a system fails.

What must be studied and reserved for

  • Roof; load-bearing walls and primary structure; floor; foundation.
  • Fireproofing and fire-protection systems; plumbing; electrical.
  • Waterproofing and exterior painting; windows and exterior doors.
  • Any other item with a deferred-maintenance or replacement cost of $10,000 or more.

Reserves for these structural items generally can no longer be waived. Some timing relief lets a SIRS align with the milestone inspection — confirm current deadlines with the Florida DBPR.

County · Miami-Dade & Broward (HVHZ)

Long before the state law, Miami-Dade (since 1975) and Broward (since 2006) required aging buildings to pass a structural and electrical safety inspection by a Florida-licensed engineer or architect, then again every 10 years. These High-Velocity Hurricane Zone programs still run in addition to the state milestone inspection.

Miami-Dade

  • Administered under County Code §8-11(f); the county sends a Notice of Required Recertification, and you have 90 days to file the engineer's report.
  • After the 2022 update, coastal condo/co-op towers can be due as early as 25–30 years; many others at 40, then every 10.
  • Exempt: single-family, duplexes, and buildings ≤ 2,000 sq ft with an occupant load of 10 or fewer.
  • Miami-Dade building recertification →

Broward

  • Buildings 40 years and older, then every 10 years; structural + electrical.
  • Exempt: single- and two-family dwellings, buildings under 3,500 sq ft, and certain government, school, and tribal buildings.
  • Broward building safety program →
Miss a deadline and consequences escalate: code violations, daily fines, referral to an Unsafe Structures board, and — in the worst cases — orders to vacate or demolish. It is the owner's responsibility even if no notice arrives.
 Milestone40-year recertSIRS
AuthorityState · §553.899County · Dade & BrowardState · §718.112
Applies toCondo/co-op, 3+ storiesMost over size/ageCondo/co-op, 3+ stories
Trigger30 yr (25 coastal), then 1040 yr (25–30 coastal Dade), then 10Every 10 years
ScopeStructural safetyStructural + electricalReserve funding plan
ByPE / architectPE / architectPE/arch + reserve specialist

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On the coast, most structural deterioration starts with the reinforcing steel, not the concrete. Salt air and moisture drive chlorides through the concrete to the rebar; the steel corrodes and expands up to several times its volume, and that pressure cracks and spalls the surrounding concrete. The spall you can see is the symptom — the corroding steel is the cause.

How a proper repair is done

  • Remove all deteriorated and delaminated concrete back to sound material.
  • Clean, treat, or replace the corroded reinforcing steel; apply corrosion inhibitors.
  • Rebuild the section to its original strength with repair mortar, dry-pack, or shotcrete.
  • Re-establish waterproofing so water stops reaching the steel — the step that protects everything else.

Typical scopes include spall repair, post-tension remediation, balcony and slab-edge repair, structural steel treatment, and full waterproofing systems. See the full list on our services.

Every system has a useful life. Mapping them lets a board plan reserves, time the work, and avoid paying twice. Waterproofing is usually the highest-return item, because it protects almost everything else.

  • Painting — about every 10 years.
  • Structural repairs / recertification cycle — about every 10 years.
  • Waterproofing (horizontal surfaces) — 10–20 years, and the most often neglected.
  • Roofing — about 20 years.
  • Windows & glass doors — about 30 years.
  • Metal doors — about 40 years.
Does my building need both a milestone inspection and 40-year recertification?
In Miami-Dade and Broward, often yes. The state milestone inspection and the county recertification are separate programs with separate authorities and deadlines — a condo tower can be subject to both. The milestone is frequently due earlier (25–30 years) than a legacy 40-year recertification, so check both timelines with your building department.
Who is allowed to perform these inspections?
A Florida-licensed professional engineer (PE) or registered architect with the right structural (and, for recertification, electrical) qualifications. Contractor or property-manager assessments do not satisfy the legal requirement. RESTOR'D works from your engineer's sealed scope, or coordinates one.
What happens if we miss a deadline?
Consequences escalate from code violations and daily fines to referral to an Unsafe Structures board, and in the most serious cases orders to vacate or demolish. Boards can also face personal liability for failing to act.
What is the difference between a milestone inspection and a SIRS?
A milestone inspection is a structural safety inspection of the building's load-bearing elements. A SIRS is a budgeting tool: it inventories major components, estimates remaining useful life and replacement cost, and sets a reserve-funding plan. Different purpose, sometimes performed together.
Does the inspection force us to bring the building up to current code?
Generally no. Repairs are typically made under the code the building was permitted under, unless the cost of repairing a system exceeds a set threshold of its value. Your engineer and the building official make that call.
How early should we start?
Six to twelve months before the deadline. Inspection, permitting, and any repairs take time; starting early avoids emergency pricing and violation exposure.

This page is general information, not legal or engineering advice. Requirements change and vary by jurisdiction — confirm your building's obligations with your local building department and a licensed professional.

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